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The first steps in the loan process
- Collecting your personal and financial information
- Evaluate your application and credit
- Determine the best program and product for you

The second steps in the loan process
- Shop for the best mortgage rates
- Prepare the paperwork for the loan
- Setup an appointment (We can come to you)
The final steps in the loan process
- Review appraisal, title and closing documents
- Relax, sit back and we will do the rest
- Receive your closing date and time
  • Income
  • Assets
  • Credit
  • Loan-to-value
  • Time in property
Full documentation
This requires the customer to fully disclose income and assets. W2's or two years worth of tax returns, last two pay stubs and last two months bank statements.

Stated income
This allows a customer to state their income and or assets. This option is tailored to self employed individuals and allows for minimum paperwork.

No documentation
This credit score only program enables individuals to obtain a loan without disclosing financial information.

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Licensed by the Virginia State Corporation Commission
Mortgage Broker License No. MB-3354

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